No. of Recommendations: 3

First of all, very little of the total credit card balances are from his business (1000 at the most), and the reason he used "someone elses card" (mine) is because we are getting married, and my money his his money, and vv. We both have to deal with the debt, and we both have to work to pay it off. I am helping him because it is not only investing in him, but in my future as well. This business is his dream, he is EXTREMELY knowledgeable and skilled in what he does, and the business has the potential to make us alot of money once it gets out of debt. The average business is running for 3 years before it may see a profit. He has only been on the books for 1.5 years, so we are not out of the ordinary. I have read about people that have charged over $75,000 on credit cards to fund a business before they gave up and declard bankruptcy. We are much too intelligent to get in that deep of a hole, and frankly, we are not even close.

I wrote on this board for a little support and advice about creditors, and all (well, not all, but alot) I seem to be getting is fiancee/male bashing. You seem to think that I am stupid and getting taken advantage of, when really we are only trying to work together as partners to fulfill our dreams and have a successful financial future. We both have full knowledge of our situation and how each are affecting the other. Why is he any worse for trying to start a business and working hard to stay afloat for a couple years that I am for wasting my time at a measly-paying job and racking up student loans to $20,000? (do you really think I'm learning anything at thsi job when I have time to post to this board all day?) He is currently just as frustrated with my for staying in school as I am at him for tyring to run this business. The way I see it, we are both taking some risks now in order to hopefully have a successful future. Maybe we should just both quit trying at our dreams and get factory jobs. That way there would be a steady income and we would be robots making someone else money for the rest of our lives. At least we'd have no debt that way!

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