Okay, there ARE free credit scores you can receive annually. BUT it's inconvenient. Not real inconvenient, but not as easy as a "click". If you do it with a click, you'll end up with a "membership" (this is true for all even the freecreditreport.com group) THIS is the only way to actually get your free credit report. Print this form out http://www.ftc.gov/bcp/edu/resources/forms/requestformfinal....and fill it out and mail it in (yes, snail mail).I'm currently battling my bank to get back my "fees"--you don't want this for a hobby. Do what I wish I'd done and just go buy a stamp and an envelope.
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