Freezing DW's credit accounts at the three CRA's will prevent anybody who has her personal information from opening up new lines of credit using her info. However, you cannot pull a credit report on a frozen account. You will have to unfreeze the account at each of the CRA's before you pull a credit report and then refreeze each account afterwards. But you won't really need to pull credit reports once an account is frozen, since no one, even you, can access your frozen history until it is unfrozen.FuskieWho suggests pulling a report before the initial freeze...
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