From 2002 on you'll be able to roll most types of employer-sponsored plans into another plan or an IRA and to roll an IRA into a new plan - if your employer permits such moves"It still sounds like the employer has control to me. I believe it means, your employer could offer you an option on the type of plan you can contribute into. But even if it's an IRA type, the employer still has the option of choosing which group of funds you can make your selections from. For example, Fidelity Funds.
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