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From the times I TA'd and, later, taught calculus, there were always examples of compounding interest problems.

I can tell you for certain I never had real-world problems when I took calculus - one of the things I loved about it was its abstract purity. I could do the numbers without having my mind cluttered up with silly things like practicality. ;-)

But I skipped freshman calculus, so I may have missed it.

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