From your description, it appears the loan officer isn't really motivated to work through your issues to get the loan done. I'd switch to someone who is more responsive and willing to work to get the deal done.

To be fair, I've only just started the process with this LO so I can't jump to this conclusion yet. In fact I would say that she HAS been responsive so far, just that the response has been discouraging. That's probably not her fault. And maybe the sales I forwarded to her will change someone's mind and things can continue forward. I'm mostly just trying to decide the best course of action if it doesn't work out.