No. of Recommendations: 0
fund selections usually have to be made from employer-specified mutuals, and the internal costs run 80-150 basis points, *PLUS* the 401k admin fees of 75-100+ bips.

I guess we had a darned good 401K at Motorola. The S&P500 index fund in ours had E/R of 5 bps. Half that of SPY & a bunch of other public funds.
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