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Author: iamdb Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75610  
Subject: Re: Rollover 401(k) to Roth IRA? Date: 1/14/2005 2:23 PM
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Fuskie,

I agree you seem to have invested your previous efund foolishly, but you could have used a short-term corporate bond fund, or a combination of short- and intermediate-term bond funds. I think ING is OK, if you're aware of their practices. A five business day hold is usually a calander week.

I assume you now keep at least six months of income need in short-term fixed assets. I like five years better, especially given that I have to take an RMD from the IRA I inherited whether stocks are up or down in a given year. Like you, I hate to sell stocks during a down market.

db
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