FWIW I measure my portfolio two ways.1. Against a benchmark of 50% Vanguard World fund and 50% Total Bond Market.2. Against my allocation on December 31 of the previous year.The first tells me if risk is paying off. And, it's fairly easy to benchmark it long term.The second tell me if the changes I've made in the course of a year have been worth it. I at least equal it by doing nothing.Hockeypop
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