gamadrid wrote: <<I just received my 401(k) statement today, and I am trying to analyze my returns>>A standard financial formula for estimating the rate of return is:i=2I/(A+B-I)where:A is the market value at the beginning of the period B is the market value at the end of the period, andI is the total investment return in dollars.If the only external cashflows during the year were contributions of C then you can compute I with the following formula:I=B-A-CIf, in addition to contributiosni n the amount of C there were disbursements in the amount of D you would compute I as:I=B-A-C+DHope this helps.rich
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