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Help! I'm about to lease a 2002 Corolla. I understand what GAP insurance IS, but am wondering "Is this necessary?" I'd love to hear thoughts on GAP insurance. Why did you choose to carry or not to carry it? Have you ever needed it? (i.e. totaled your car or had it stolen) I've had two family members total cars; they were financing through banks, and didn't have to pay a cent. Neither had even heard of GAP insurance. Is my dealership trying to milk extra money out of me?!?
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