Generally once you leave your employer, your 401K plan can be rolled over to an IRA. Some plans have vesting rules that might prevent the transfer of employers match funds.This much is required by law. The company can sometimes delay depending on the details of its rules. If someone like Vanguard is the custodian, usually it will be prompt. If its someone else, it can take months.If you also have a defined benefit pension plan in which you are vested, that one may have rules that require you to leave it with the company until you are eligible to collect benefits. Most will let you cash out the vested cash value or roll it over to an IRA. But again rules of company plans can vary.
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