get a copy of the MERCER GUIDE TO
SOCIAL SECURITY AND MEDICARE. A new one is put out
every year.
Also go to the Social Security Web site and
download the program "anypia" it will calculate
you benefits.(this also changes every year)


Also request an copy of your earnings.

RE spouse and children; pay attention to the
maximum family benefit. (I too will retire with
a child under 14)

baomike