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I am a holder of the Nationsbank USAirways Visa (for about a year). Unfoolishly, I have carried balances on the high interest rate card (17.9%, I think). I have now transferred about $4000 to two cards that have low introductory rates for about 9 months (4.9%) and have developed a systematic plan to pay off those balances before the introductory rate evaporates.

My question is whether Nationsbank will waive the relatively high annual fee on the card (it is a gold card, $75 annual fee) due to fact that I have been a profitable (for them) customer? I figured I could leverage my past unfoolish habits into a waiver of the annual fee. Any thoughts or suggestions?

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