Hello Experts..

My wife, scared to death of the last couple of years, has almost 300K sitting in a Money Market account. She wants to hang up the work life but realizes interest on the MM isn't going to generste any real living expenses. We've talked about laddering CDs and don't know enough about bond funds to make any real decisions. I really want to get her out, or at least half out, of the MM to start some income for her retirement. Any avenues or thought on this would be welcome. We're twice bitten w/"Financial advisors" so we've taken to Vanguard for our porfolios.

Thx!