No. of Recommendations: 0
Well, I think it is time to get serios about paying down those obnoxious CC's. I have been a lurker on TMF mostly, but this month was the last straw!

I work commission totally, and am tired of those months which are "short" in the paycheck. This last holiday season was pretty ugly in the ole paycheck. I decided that it is time...

My current debt is:

Sallie Mae Student Loans $11,400 @ 8.125
Bnk of America 3,492 @ 22.40
Bon Marche 644 @ 21.6
Sears 5,819 @ 21.0
First USA 11,900 @ 12.9
Chase 5,287 @ 20.8

My plan is to start with the Bon and begin the snowball. In order after that, will be B of A, Chase, Sears, First USA, then Sallie Mae. Of course that will leave the mortgage remaining. I have the agreement of the spouse. SO, we are committed!

I'm afraid to calculate how long this is going to take. What do you guys out there think? Advice?

Thanks for your help!!

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