GLSHEFF asks:<<I am still not sure if I understand.For clarification I ask: Are you stating that to meet the definition you must have been accepted and declared disabled by the SSA? Or are you only stating that the standards are the same. It seems to me that you could be disabled but still wait for as long as two or more years to have that disability accepted by the SSA which is notorious for denying disability. (I'm told they only have one stamp for your disability forms and it says "NO!!">>I'm saying the standard is identical. As long as medical authorities attest to those facts, then you're disabled regardless of an initial SSA ruling. That said, though, I'll also add that having the SSA ruling makes the withdrawal easier to defend if and when it's challenged by the IRS.Regards..Pixy
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