Most people don't know or understand how a precious metals IRA works. First off its cheaper and easier to control than your conventional IRA and without all the lack of disclosure. Gold and Silver IRAs can be opened with as little as 5k and can be transferred from all different types of retirement accounts. Most financial planners don't talk about them because they won;t make any money off of you if you move your IRA into a Precious Metals IRA. I think this is within the rules..