No. of Recommendations: 0
GOOD! Now I get to follow up:

tryestro wrote:
And I'm still trying to pay 2X or 3X on the plastic. Now that is the whole picture as it stands today, but damn it Christmas is comming up and we still have all those rugrats in Arizona we haven't seen intwo years...Oh well no one said it would be easy.

I sympathize with your situation, but most of us have problems similar to these, this however changes nothing if your goal is to recover in time for your retirement. Go back and re-read my response to your first post(10 or 20 times!) That plan or a plan like it is your only path with the time you have left before you retire.

Oh well no one said it would be easy.

Your just not getting it! You have your work cut out for you. It's going to be damn hard! If your really want this, it has to become the #1 goal in your life.
Understand that and you can do it.

I hope you do.

gofsguy wrote:
Elsupremo took me to task. We will agree to disagree. I think you may be able to make more in the market with that money than you save in finance charges. Your call.

I was not taking you to "task", just trying to make a point. But, now I have to since you've done it again! Lets say for arguments sake that you pay 16% interest on your credit cards(yuck!) Most are around that. Do you think a novice investor is going to run out and make %16 on his investments? NO WAY. Do you think he's going to do that for 15 consecutive years? DOUBLE NO WAY!(sorry) And that's just to break EVEN! I'm sorry but your DEAD WRONG about this. You pay off the credit debt first. PERIOD!

The first rule of FOOLISH investing, pay off the debt.



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