Good points Paul!Problem for Fidelity is often that with their size as well as large share of the IRA/401k Etc. market their funds quickly become too big to do much else than being an index-hugger. On top their managed funds then have higher expense ratios leading to the worse results.On top of that they seem to change managers way to fast.Personally I do not think that many managers on this planet can add any value to a fund - but there are a few good managed fund companies out there that often prove me wrong such as Dodge and Cox, T. Row Price, Bridgeway and also Vanguard despite being most famous for their index funds of course.Cheers, Ben
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