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good question!Why would a 29-year-old with no dependants need a $350,000 life insurance policy? Seems to me you'd be better off investing the premium payments.

^^^^^^^^^^
a term life insurance at work, taking out after the death of my father when I was net worth negative. If I were to die at that time then my family had to pick up the tab. I don't want to do that. the term life insurance costs me $200 a year, no big deal. but your
question does not answer my question though :))

thanks for the reply
ntp07
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