Gorbo. I too was 62 when I retired and opted to take the money early. I've read and heard from others that it may be beneficial to do so. None of us know for sure when were going to kick so why not take the money and run. Lets say that you can draw 1175 a month and retiring at 62 you would have drawn around 43,300 by age 65. If you can draw 300 more a month at age 65,look at how many years it will take to catch up to that 43,300 figure. I didn't think it was worth the wait,but then,to each his own. Sincerely, RayBar.
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