No. of Recommendations: 1
The coworker is still getting calls from collectors. Sigh. CapOne keeps bugging her multiple times and I finally had a chat with her about the problems she has with them. She tells me that the card companies allow you a 5 to 10 day grace period AFTER your bill is due that you can pay it. She then tells me that an attorney told her that!

"Sure they do, and I have the same waistline as Scarlett O'Hara.. 18 1/2 inches." Of course, I don't say that and instead tread lightly and tell her that sounds funny to me and I will check into it for her. I told her that I paid Cap 1, 2 or 3 late one time by a DAY and a 29 charge showed up on my computer screen within a day!

So she wants to go and fight with these people because they call her and want money. Now if she would pay them on time, they wouldn't call her! Monday nite I had the chance to call CapOne about an unrelated matter. When they ask me if there is anything else, I pose the grace period question.

There is no grace period. The bill is due when the bill is due. CapOne says mail it SEVEN business days before it's due. I think seven is a bit long for processing, but I would give them 5 days if I was doing the stamp and envelope deal.

I told her yesterday what they said. Maybe it will help.

wild :)
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