No. of Recommendations: 1
Great points, and a lot to ponder.

MaestroCindi hit the nail on the head when she asked how long the rates will be at 1.9%. They're only scheduled to be there until December, but I don't plan on letting that balance be at any rate much higher than that. Between DW and I we have a few CC's that will off low BT rates, and we may be forced to apply for another CC for a low BT transfer rate if Citibank isn't willing to play nice-nice and extend the low rate. They have been great to work with so far, so I'm optimistic.

Apart from that, I really have a new appreciation for the importance of a fully funded ROTH.

With Xraymd's suggestion's I've already set-up an ING account called "Roth Savings" to save up the $2000 minimum for opening 2 Vanguard ROTH's. With a coupl'a hundred a month diverted from our snowball, we'll be all set to fund the ROTH's by April-06. Maybe not to the $4000 cap, but we'll get some in there.

Thanks for all of your suggestions and thoughts... VERY helpful thread.

mz00m
Print the post  

Announcements

UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement