Great post... have to add,When it comes to investing, it is VERY easy to confuse luck with skill.A note to AM, don't forget about health insurance. I currently pay almost $15K/year for Blue Shield for a family of three, but know Kaiser would be about half that. Insurance cost has doubled for me in the last five years, and I thought it outrageous then... will keep shopping around for a better deal.AlanSome luck, some skill, retired five years ago and never looked back.
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