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Greetings, Ash, and welcome. You asked:

My wife and I each have Roth IRAs and contribute the full amount annually. We have a combined annual income of <$100k. Can I also contribute to a 403b annuity through my workplace?

If you are eligible to participate in a 403b plan at work, then you may do so. Your use of a Roth IRA has no impact on that eligibility. In fact, if anything, the 403b plan participation would affect your ability to use a fully deductible traditional (not Roth) IRA. For details, see our IRA Area at and IRS Publication 590 (Individual Retirement Arrangements) available for download at

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