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Greetings, Beerdrinker, and welcome. You asked:

<<OK now I've hit my goal of a certain size portfolio (spread out mostly among stocks then some small mutual funds, maybe some annuities (gifts), life insurance cash value a house other cash etc.. With this spread all over the place how do I make the decision what to sell first, how do I go about getting the cash needed to live on? Do I sell some stocks (the best, the
worst), do I sell monthly or yearly or whatever?>>

There ain't no magic answer to that one. Your rate of withdrawal, tax situation, rates of return, investment knowledge and preferences all come into play. You've got to decide how much you need and what to sell to meet that need. As to whether the withdrawals should be monthly, quarterly or yearly, that's again up to you. I prefer annually myself, but there's nothing magic about that, either.

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