Greetings, Billbill, and welcome. You wrote:<<I was having trouble figuring out how Racy with no losses could be worth less than Reasonable with losses in both bond holdings. Then I calculated that $2000 less ws invested in Racy. Why? Surely not brokerage fees nor taxes which aren't considered. >>Each started with a different intial withdrawal which left a different starting investment in the portfolio. To see how they were constructed, see the announcement article at http://www.fool.com/specials/1999/sp991206retireports.htm.Regards..Pixy
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