Greetings, Bryan, and welcome. You asked:<<For several years, I have worked as self-employed independent contractor for a company, and I always received a 1099 at the end of the year. Now I get payed through a payroll service for the same company, which means a W-2 at the end of the year. There is no retirement plan offered, and so I'm wondering if I can take part in a Keogh or SEP or what? Can I set one of these up myself or do I need a CFP? >>Nope. Now that you're a W-2 employee of that company, you are not eligible to open a SEP or Keogh. The best you will be able to do for tax deferral is a traditional IRA.Regards..Pixy
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