Greetings, CWeeks6, and welcome. You wrote:<<Today I picked up our taxes from the accountant, and she mentioned to me that I should find a financial advisor and open a Keogh because my husband is self-employed and we need all the tax breaks we can get. Our IRA isn't deductible, just tax-deffered. I've done a little research at the IRS web site and at Janus.com. Is our only option a Mutual Fund? And does anyone have an opinion about where the best place to get one is?>>No, a mutual fund isn't your only option. It depends on with whom and what kind of plan you decide to open. A Keogh is just one option that's available, and it's a qualified retirement plan established by a prototype document available at many brokerages and some mutual funds. Your husband may also open a SEP or a SIMPLE. All three plans have their advantages and disadvantages. All three may invest in funds or individual securities, again depending on who you select as a provider and how you want the money handled. For an overview of all three plans, see my Foolish Retirement Plan Primer at http://www.fool.com/Retirement/Retirement.htm. You should also go to the IRS website at http://www.irs.ustreas.gov/prod/forms_pubs/index.html so you can download and read IRS Publication 560 (Retirement Plans for Small Business). Regards..Pixy
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