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Greetings, Cybrella, and welcome. You wrote:

<<I have a similar question... I already have a Roth IRA. I recently changed jobs and I needed somewhere to move my pension money that I had accumulated. I could not add it to my Roth IRA, so I had to open a Traditional IRA to avoid comingling. Is there any way to convert the Traditional IRA into the already existing Roth IRA? Should I bother?>>

Now that the money is in a traditional IRA you are free to convert it to a Roth IRA in any year you meet the requirements for doing so. That may or may not be a good idea depending on a number of factors such as your tax rate today versus that in retirement, how you will pay the taxes due on the conversion, how long the money stays in the Roth before withdrawal, and the size of coupled with your desires for your estate. You have to run the numbers yourself to see if makes sense in your circumstances.

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