Greetings, DB, and welcome.

<<People live around 20 years in retirement, but it seems all the attention is given to the young with lots of years ahead, I belive people living 20 years after retirement qualify for long term investment, but we get very little information for our 'situation'
Any suggestions?>>

I agree this is a subject that receives little attention on these boards. That's because those of us born when slide rules were king seem to spend so little time on-line. However, that doesn't mean the topic doesn't get and hasn't been addressed. You will find numerous messages in this folder and others that talk to this issue. For a start, just read over messages 228 through 250 (Subject: Retiree Portfolio) and 292 through 295 (Subject: Drawdown) in this folder. They should give you some food for thought. And then ask questions on whatever bothers you. You can be sure when you do, many of us are more than willing to offer you our opinions.

To me, there are three over-riding concerns when I reach retirement. First, it is indeed long-term, and I don't want to run out of money. Second, inflation is my enemy, so I must do all I can to protect the purchasing power of my money if I expect to maintain my standard of living. Lastly, I must avoid the natural inclination to be overly conservative in my investments because short-term market blips cause me undue fear of losing my retirement stash. All three are personal issues each of us must confront on our own. I assure you there is no easy, one-size-fits-all answer, nor is there a simplistic rule of thumb that says by putting X% of your portfolio in bonds and Y% in stocks, everything will be hunky-dory. Heck, if there were, the world would have far less CFPs like me around, and I certainly don't want to change careers at this stage of life. Nevertheless, through research and a thorough analysis of our own risk-taking abilities, we can and will arrive at an appropriate mix that fits each of us as individuals.

What do I suggest? Keep on reading, researching, and asking. In time, you'll find the answer that's right for you.

Regards…….Pixy