Greetings, Ezeekial, and welcome. You asked:<<I opened my first IRA account in 1999 with a $2,000 contribution. Is there any restriction against me opening another IRA account at a separate institution with my Year 2000 contribution?>>No, none whatsoever; however, you will enjoy a greater administrative hassle because now you'll have to keep track of two statements instead of one. If that's no hassle to you, don't worry about it. It's perfectly okay to have as many IRAs with as many agencies as you desire.Regards..Pixy
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