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Greetings, Foolishinflorida, and welcome to Fooldom.

<<i've been thinking foolishly for only about a week -am i glad i found this site.
i have treasury series p at 13.25 % maturing in 2014. would i be better off investing this money in another fashion in order to take advantage of stocks?>>

Perhaps. Then again, perhaps not. Stocks can and do go down. What if you cashed out those treasuries, bought stock, and the market tanked? It might recover in a year to something like 8%, and then gradually over the course of five more years climb to 12%. How would you react to that, knowing you had given up something yielding 13.25% as a sure thing?

The yield you're getting is well above the historical average of the S&P 500, which has been 10.7% since 1926. Sure, the bull market has made the market soar and you can do better than 13.25% today. But never forget you can do much, much worse, too.

You bought those treasuries for a reason. If that reason is no longer valid, and if the stock market is now more appealing to you, then go for it. However, if the reason still holds, why switch?

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