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Greetings, Hankmo, and welcome. You asked:

<<Not sure how to read table 3. I can't tell how much the initial balance invested was. I'd guess about $2mm, anybody know what I'm missing??>>

All portfolios started with $100K from which the intial withdrawal was taken immediately and the balance left at investment until the next year's payout. If you're looking at the 5% column, that means $5K was taken at the start of the first year and $95K left on deposit. If you're looking at the 8% column, then $8K was taken the first year, and $92K left at investment. The column will tell you the intial withdrawal, subtract that from $100K, and you have how much was intitally left at investment.

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