Greetings, Huldah, and welcome. You asked:<<A single dependent child has bonafide earned income of say about $2000 but is NOT otherwise required to file a 1040 since earned income is less than $4250, has no investment income and nature of work is unlikey to be called self employment and subject to $400 limit on nonreporting.YES OR NO? AND CITE PLEASE. Tax return is required in order to take a ROTH IRA?>>Nothing in the tax code says you must file an income tax return in order to contribute to an IRA. The only requirement for the contribution is earned income, and that may or may not be taxable. In the example you cite, it is not, so no return is required. Nevertheless, that income may still be used as the basis for an IRA contribution. IMHO all you need do in this case is retain appropriate evidence that the contribution stemmed from earned income to rebut any potential challenge by the IRS in the future that the contribution was inappropriate.Regards..Pixy
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