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Greetings, I have experience so far with on-line payments with

First USA
Capital One
Universal Card
American Express

[Don't THINK I left anyone out! :-) ]

Anyway, for at least some of these on-line payment systems you can request to be e-mailed with a confirmation (can't remember which ones). For others, a confirmation number is generated that you can print out. I always print it, then check my balance via the 800 number a few days later to be sure the payment posted - so far, that has been confirmation enough for me and no posted payment has ever been reversed.

I'm happy with on-line payments. And no, I don't have balances on ALL of the above cards, though I have been known to revolve my (shrinking) balances for the best possible rates. In fact, even though I am no longer in the market for new credit, I still would make it an essential criterion of selection that any new potential creditor have free on-line payment capabilities. I like on-line payments that much.

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