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I read the whole section on this site about IRA, but they didn't mention anything on credit unions. I am trying to decide where to get an IRA.

There are a few types of IRAs including but not limited to Traditional IRA, Roth IRA, Rollover IRA, and SEP-IRA so it may help if you could be more specific on which type you are trying to set up.

A credit union? Vanguard? Fidelity? I want to start an IRA and would be interested in investing in stocks, mutual funds (index)... any thoughts on this?

I would give serious thought to which types of investment options do you want within the IRA and which companies are good at offering such services, e.g. if you want Vanguard mutual funds and don't want to pay a transaction fee to buy them then set up the account at Vanguard, if you want individual stocks then a brokerage account is more likely and while Vanguard has a brokerage service would an alternative brokerage and using Vanguard's ETFs be just as cost-effective?

Thus, once you know which type of investments are going to be in the account, e.g. mutual funds, ETFs, individual stocks, bonds, CDs, money market account, etc. this should help determine which custodian should be used for the IRA.


(Who has his Roth with Vanguard in a couple of their funds)
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