Greetings, Jim, and welcome. You asked:<<That brings me to my question: What should I do? I am 53 years old and should have the ability to continue working for another 25 or 30 years (but do I want to, or will I really be able to do so?) before needing to have assistance in the form of something like SS.>>Why turn down a lifetime annuity that will supplement the TSA you have? The cost to you in the taxes you will pay over the next nine to 12 years simply won't be that great in comparison to the lifetime inflation-adjusted annuity you will receive as a result. Unless there's a moral reason you wish to stay out of the system, IMHO it makes sense to rejoin.Regards..Pixy
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