Greetings --Just thought I would drop a note on your search for the list of action "impact" to your FICO. There is not an official list of what actions = point drop/increase etc. I'm assuming the rationale behind this is 1) it's proprietary 2) (more importantly) there are hundreds of variables that impact each individual customer's situation so in my opinion such a list would be misleading to individuals etc. Not that's the answer you want to here but thought I would help ease the pain of your quest. I also saw the other day that there is a new credit score brochure at myfico.com that explains how things impact (just not the actual point drops) a FICO score.NT8Disclosure - I work for Fair Isaac the FICO company
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