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Greetings, Jwwilliams, and welcome. You asked:

<<I am about to open a SEP account for my small business. My plan is to use a Foolish Four approach. I plan to contribute $2000 per month.
My question is regarding brokerage fees. Assuming I contribute equally to all four stocks monthly, that would be four buys per month (48 per year) and at average discount brokerage fees of $10 to $20/trade that comes out to $480 to $960/year, a substantial amount.

Is this the way SEPs ordinarily work? This seems like a lot of money per year in brokerage fees. Is there a way around this? How do others deal with this issue?>>

Unless you plan on running 12 different FF portfolios, then that's definitely not the way it's done. The FF strategy trades once a year. In the interim months, you can put the money in an index fund or the broker's money market sweep account, and just let it accumulate there until you reach your next trade date for the FF. Are you sure you understand fully what it is you're embarking on? Based on your post, I suspicion you may want to do some further reading on the subject before you do. Even at a discounter, the FF has to have at least $4K or those trading costs will eat into your returns far too much. At worst, those should amount to no more than about 2% of the total portfolio value. That's why I say $4K is the minimum you should have to start the FF strategy.

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