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Greetings, Michaelbroadhurs, and welcome. You asked:

I am new to and was interested in what other options you might suggest for retirement other than the FF which is now being dropped.

On that issue I haven't changed. It really all depends on you and your willingness to take risk and do your own investment selections and research. I strongly believe all retirees should keep anywhere from three to seven years' of money you absolutely know you will spend in that period invested in fixed income vehicles like money market funds, short-to-mid-term bonds, CDs, T-Bills or the like. I keep five years' of needed cash there myself.

IMHO the rest of your stash should go to stocks to garner needed appreciation. If you're comfortable choosing your own shares, do so. Otherwise, you won't do any worse than the market by using an index fund or the newer exchange-traded funds like SPY or QQQ.

How you actually invest is entirely up to you based on how well you can sleep at night. Investing at any age (but particularly in retirement) is an intensely personal issue. Therefore, you and you alone have to decide what's best for you. No one else can do that.

Like I always say, "Ya makes your choices, and ya lives with the results."

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