Greetings, Mickaelglick, and welcome. You asked:<<I hear a lot about Annuities, how do they work, pls give me the pluses & minuses.>>For a Foolish perspective on annuities, see my post on this board at http://boards.fool.com/registered/Message.asp?id=1040013002967001&sort=postdate.Regards..Pixy
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