Greetings, Mike, I don't know if someone has already responded to this (haven't read ahead yet), but if you are making on-line payments to MBNA, you want to be aware of their timing requirements: Your payment will not be applied for FIVE business days from the day you make it! (Kind of like as if you were mailing it.)Hi, xraymd!Thanks for the "heads up". This should be interesting, though. I've been on Payment Holiday with MBNA for well over a year now. They apparently don't like my aggressive pay-off plan, and not a single new charge in over a year, either! I'll watch it like a hawk.My other on-line payments are with First USA (I know, I know, firstscams, etc...However, I'm one of the "lucky" ones, as I've been with them since about 1997, and have never had a problem with them delaying my payments, etc.), ATT Universal, and Citibank.Anybody else have any suggestions/warnings?And while we're at it, explain this: Don't the on-line banks email a confirmation, showing the date you paid, and the date it was actually credited? If not, wouldn't it be safe to actually PRINT your submission, and keep it for your files?Thanks, all! And congrats to all the "Braggarts" in this thread. Some truly inspiring stuff...mike
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