UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev | Next
Author: TMFPixy Big gold star, 5000 posts Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 77292  
Subject: Re: IRA and Capital Gains Date: 5/11/1998 5:00 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
Greetings, Steve, and welcome.

<<In my rollover IRA, that I will not draw on for the next 15+ years, do I have to consider the difference between short and long-term gains. Fer instance, is the 12 month vs. the 18 month holding period on Foolish Four stocks important to me?>>

In a rollover IRA when you start withdrawals all earnings are considered income and will be taxed at ordinary rates in effect at the time of the withdrawal. Therefore, there is no recognition of capital gains. Thus, the holding period that produced those gains is unimportant. And that being the case, the difference between a 12-month and an 18-month period for tax purposes is immaterial. Nevertheless, there is some evidence that the 18-month period may produce incrementally better returns for the Foolish Four.


Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev | Next


The Retire Early Home Page
Discussion on accelerating retirement day.
Kiddie Card Board
Should kids have their own credit card?
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Macro Economics

The Wealth of Power
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.