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Greetings, Tom, and welcome. You wrote:

<<I want to set up an IRA for funding my child's education. I may at some point use the "Education IRA", however, it doesn't seem like a place to really save for the future. Is it true that with the Roth education withdrawls are not "protected"? Are education withdrawls from Trad. IRA OK ? If one of these IRA's is the way to go for education funding, do I set the account up in my name or my childs? Since he has no income I don't think it can be a Roth. Anybody out there have some experience with setting up these kind of education savings accounts? >>

For details on IRAs, see our IRA area at and our Kiddy IRA discussion at

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