gsgreen: "Let's just state it like it is. The government created the mortgage mess by requiring/encouraging loans to unqualified persons"no one required lenders to make loans."and have now made it a nightmare for qualified persons to get mortgages by the institution of new, confusing and insanely restrictive rules."Generally better not to attribute to malice what can also be explained by stupidity. I suspect the problem for BG is at the lender level.Regards, JAFO
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