> I was not aware that a typical SIMPLE-IRA allowed each participant to select a different broker. Apparently there are two kinds of SIMPLE IRA plans--a DFI (designated financial institution) plan and a non-DFI plan. My company has a non-DFI plan.> If you are thinking of using a Vanguard fund but cannot invest directly with Vanguard, you may want to look into Scottrade.It appears that Scottrade does not do SIMPLE IRAs. They just do traditional, Roth, and Coverdells. I'd seen favorable reports on them in this discussion group and had looked at them already.Thanks,Jef
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