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> If I don't take any profit out of my stock portfolio,does that make the stock value in my acct. non-taxable? <

Thankfully, the US does not (yet ?) have an "asset" or "wealth" tax.

You only pay taxes on INCOME as you "REALIZE" (make real) the gains by selling your assets/stocks/etc...

I would like to use some of the profits to pay for prescriptions when I need to, but am concerned what that does to my tax bracket

When/if you DO sell, then you will have to report the gains (the difference between what you received whenyou sold minus what you paid when you bought).
This will change your taxable income so it will affect how much income tax you must pay.

But (*** I THINK ***) that unearned income, such as capital gains, DO NOT affect your SS payments. They certainly don't affect 'regular' SS retirement benefits. I can only assume they don't affect disability, but a search of the SSA site didn't confirm this guess.

- Danny
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