No. of Recommendations: 1
>Can you pay one credit card off with another credit >card each month? . . . bounce the balance back and >forth each month between two credit cards . . .

If you really must do this: try the following:

1. Call the cc. company and ask them if there are any specials on balance transfers at the moment. Sometimes there is and they can turn out to be a really good deal. The best deal I have seen is: No balance transfer charges (ie. the % amount they leverage on your balance transfer sum) and a 3.9% APR for a year.

2. If there is a balance transfer charge, calculate that plus the new APR you would get and see if that would save you money in the long run if you decide that you want to transfer it.

3. Convenience checks are a scam imho. The fine print of convenience checks charges burnt me once. I had paid a $20 electricty bill with it and then had a $5 charge leveraged on me. Oh boy. Now when i get convenience checks in the mail, I just tear them up.

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